Actual Production History (APH)
Actual Production History policies insure producers against yield losses due to natural causes such as drought, excessive moisture, hail, wind, frost, insects, and disease. The producer selects the amount of average yield to insure; from 50-75 percent (in some areas to 85 percent). The producer also selects the percent of the predicted price to insure; between 55 and 100 percent of the crop price established annually by RMA.
If the harvested plus any appraised production is less than the yield insured, the producer is paid an indemnity based on the difference. Indemnities are calculated by multiplying this difference by the insured percentage of the price selected when crop insurance was purchased and by the insured share.
Crops included in the APH Plan
The following crops are among those eligible for APH coverage:
- Alfalfa Seed
- Beans, Dry (edible)
- Beans, Processing
- Cultivated Wild Rice
- Forage Production
- Grass Seed
- Peas, Dry
- Peas, Green
- Silage Sorghum
- Sugar Beets
- Sweet Corn
RMA will annually establish the crop price. Producers may select between 55 and 100 percent of the predicted price to insure.
The producer selects the amount of average yield (coverage level) to insure; from 50 – 75 percent (in some areas up to 85 percent).The yield guarantee will be determined by multiplying the APH by the level of coverage selected. If the harvested plus appraised production is less than the yield insured, the farmer is paid an indemnity based on the difference. Indemnities are calculated by multiplying this difference by the insured percentage of the price selected when crop insurance was purchased and by the insured share.
A Basic Unit is all acreage of the crop in the county in which the insured has 100% ownership or shares with the same person.
Optional Units are divisions by sections or section equivalents or, in some locations, by Farm Serial Number, by irrigated or non-irrigated practices and by acreage grown under an organic farming practice.
An Enterprise Unit is all insurable acreage of the insured crop in the county, regardless of interest or persons sharing.
A Whole Farm Unit combines all of an insured’s acres for all qualifying crops in the county into a single insurance unit.
Catastrophic Risk Protection (CAT) is available with the APH Plan.
- Report acreage accurately
- Meet Policy deadlines
- Pay Premium when due
- Report losses immediately
This information is intended for informational purposes only. Nothing contained herein can or should be interpreted to take precedence over policy language, Federal Crop Insurance Corporation/Risk Management Agency regulation, and Underwriting or Loss Adjustment rules.